Our blog
What is a UTR and what is it used for?
As a contractor you may have heard the term Unique Taxpayer Reference (UTR). But what is it, what is it used for and as an Umbrella Company employee do you even need one? In this blog we answer all those questions and more, to help you be an expert on UTR. What is a Unique Taxpayer Reference (UTR)? A Unique [...]
What the Employment Rights Bill means to Umbrella employees
As an Umbrella Company employee, navigating the world of temporary contracts, agency relationships and payroll arrangements can seem confusing at times. And with the introduction of the recently announced Employment Rights Bill in the not-too-distant future, changes are on the way that promise to shift the landscape for (hopefully) the better. In this blog we explore what the Bill means [...]
What Payslip Buddy means to you
Here at SG Umbrella we’re proud that every single one of our employee’s payslips have been audited by SafeRec’s Payslip Buddy. So what does this mean for our employees, what value does payslip auditing hold and why should you be concerned about your payslip’s compliance? In our blog we explore all this and more. What is Payslip Buddy? Payslip Buddy [...]
SG Umbrella is FCSA accredited once again
The whole team here at SG Umbrella are so pleased and proud to announce the renewal of our FCSA accreditation. How do you become an FCSA accredited? In order to maintain our FCSA accreditation, we have to undertake an independent and rigorous assessment of all our business services, operations, policies and processes every single year. These are all examined [...]
What Announcements Were Made in the Spring Statement 2025?
Chancellor of the Exchequer, Rachel Reeves, held the Spring Statement on Wednesday 26 March 2025. In the run up to the event, the Chancellor stated that she ‘remains committed to one major fiscal event a year to give families and businesses stability and certainty on upcoming tax and spending changes and, in turn, to support the government’s growth mission’. [...]
Checking Your Tax Code – What Do Umbrella Employees Need to Do?
If you’re new to contracting under an Umbrella Company you’ll no doubt have questions regarding your tax code, and how it compares to permanent employment or when contracting through a Limited Company. In this blog we take a closer look at tax codes to help you understand how they work, and to prevent an unexpected end-of-year tax bill. Your [...]
Pension Planning for the New Tax Year 2025-26
The new tax year is a great time to take stock of your allowances and make a plan for how you’ll make the most from them over the next 12 months. One of the ways to do this is to ensure you’re paying the maximum amount available into your pension via the salary sacrifice scheme. In the blog we take [...]
The Employer’s National Insurance Rate Increase
Back in October 2024, the UK government released the much-anticipated Autumn Budget where they announced a variety of changes affecting UK employers. One of the significant talking points from this was the adjustments to Employers National Insurance Contributions. The changes have a huge impact on employers and their cashflow projections for the coming tax year. This blog will cover the [...]
What Is a P60 Form and Why Is It Important for Umbrella Company Employees?
If you’re new to contracting under an Umbrella Company, you may be wondering what role your P60 plays, and when you’ll receive it. In this blog we take a closer look, to help you understand your P60. What is a P60 form? A P60 is an official document that is issued to employees at the end of the tax year. [...]
SG Umbrella earns SafeRec certification
SafeRec - A major milestone in commitment to excellence and compliance We’re excited to share some fantastic news with our community: SG Umbrella is now officially SafeRec Certified! This accomplishment is the result of an extensive and rigorous audit process, and it signifies our unwavering dedication to maintaining the highest standards of compliance and operational excellence in the umbrella industry. [...]
Recruitment agencies versus the 2024 budget – what you need to know
The first budget released by the newly formed Labour Government, introduced huge changes and complications to the recruitment industry, from changes to National Insurance Contributions, to the first steps towards real compliance in the Umbrella industry. Here SG will talk you through the changes affecting your agency, as well as how partnering with SG will help ensure your agency remains [...]
Agency Worker Regulations – a guide for agencies
Agency Workers Regulations (AWR) are a set of UK laws introduced back in 2010, which aimed to provide agency workers with more employment rights, specifically those temporary workers hired through employment agencies. These regulations which came into force from October 1st 2011, ensure that agency workers receive the same equal treatment as comparable permanent employees. In this guide we [...]
What Is a Key Information Document? – A Guide for Agencies
Back in 2018 the government outlined several employment law recommendations designed to improve working conditions, in the Good Work Plan. One of these recommendations was a change to the Conduct of Employment Agencies and Employment Regulations 2003, requiring that any worker who engages with a new agency must be provided with a Key Information Document (KID). KIDs outline exactly how [...]
How Does Income Tax Work as an Umbrella Company Employee?
Income Tax as an Umbrella Employee When contracting as an employee of an Umbrella Company you may see variations in your pay, which will inevitably also mean changes in the amount of tax you’ll pay. In this blog we look at the reasons behind tax changes in your payslip, to help you understand it further. If you start a contract [...]
Introducing our exclusive rewards package for SG Umbrella employees
We understand that when you’re busy contracting there can sometimes seem like there’s little precious time to focus on the other areas of your life. You want to spend less and live more, and one way to do that is through SG Rewards. From money off to money-back, online to instore shopping, spur of the moment to regular spending, [...]
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